The concept of this pay-per-view is that there are two Money in the bank ladder matches, one for Raw, and one for SmackDown. The winner would receive a shot at his brand's world championship. In a Money in the Bank ladder match, there are usually eight superstars in the ring. The first person to climb the ladder and retrieve the briefcase is declared the winner. The winner can cash in that title shot anytime for up to one year, starting at the night of the pay-per-view.